Social Security Part 3: Reasons to Wait

Quick Summary: • Waiting beyond Full Retirement Age (FRA) is the least popular time to claim benefits, however it might offer the most reward • If you are still working beyond FRA, you should consider a delayed file date • Your health and family history are valid considerations for a delayed file date • Your filing date…

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Social Security Part 2: Reasons to File Early

Quick Summary: While most articles talk about the benefits of delaying Social Security, there are still valid reasons to consider filing early If you are still working full time you should wait till at least Full Retirement Age Your health is a valid consideration for determining when to file Your filing date is best determined not as…

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Social Security – Part 1: The Basics

Part 1: The Basics Quick Summary: Filing for Social Security is one of the most important decisions for a retiree There are valid reasons to file early - as well as delaying until a later age The most common age to file for benefits is 62. Many of these early filers would have likely been better off…

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